A 4–10% trailing drawdown by program off the closed-balance high that locks at the starting balance once you gain that percentage or request your first payout — withdrawing all profit leaves you with zero buffer.
What it costs you: Four percentage points of room across the whole account. The same disagreement repeats on size ranges.
A 3–5% daily limit by program based on the previous day's balance; the standard Instant account's is in documented conflict between 'none' and '8%'.
What it costs you: The difference between having a daily limit and not having one. Believing None and trading without a brake kills the account in one session.
Standard programs document no consistency rule; Lightning caps your best day at 30% of total profits and Instant Lite at 20%, withholding the payout (not the account) until met.
Phase 1 8% ($4,000), Phase 2 5% ($2,500), minimum 4 days each; static 10% ($5,000) max overall loss.
What it costs you: Two days of runway on a timed target. Plan for 7 when it is 5 and you fail on the calendar, not on trading.
First payout on demand after your first closed trade on the live account, then monthly (or bi-weekly with an add-on), at up to a 90% split — the base without add-ons is unpublished — with the fee 100% refunded at first payout.
$50K two-phase: one-time $299 (~$269 with a code), no activation; optional paid retry add-on at checkout.
On FXIFY main 1-Phase, 2-Phase and 3-Phase accounts news trading is fully allowed - no blackout window, only a warning that fills may slip and that reckless news risk can get you banned for improper risk management. Two other products differ: on Instant Funding Lite and on Crypto accounts you may not open or close anything from 5 minutes before to 5 minutes after a high-impact release. Trades caught in the blackout are invalidated - the profit is stripped, the loss is not.
'FXIFY Performance Protect' feature launched to safeguard funded gains
New feature safeguarding funded-account gains; exact mechanics not published on captured pages.
SourceInstant Funding Lite launched: from $19 with a 4% drawdown and 20% consistency
New Lite range ($2.5K–$100K, from $19): 4% trailing drawdown, 3% daily, 20% consistency rule and a default 80% split.
SourceCrypto trading plans upgraded
Crypto plan upgrade announced on the firm's newsroom on 2025-11-06.
SourceInstant Funding launched: $1,000–$50,000 with an 8% trail
Instant funding launches: $1,000–$50,000 accounts, up to 80% split (now marketed 'up to 90%') and an 8% max trailing drawdown.
Source2-Phase drawdown switched from static to trailing on an existing product
At 5:00 PM EST on 2024-11-24 the 2-Phase Challenge moves 'from a static drawdown to a trailing drawdown' — a flagship-mechanic change on an existing product, openly announced.
SourceFXIFY Futures announced, now a separate product at fxifyfutures.com
Announced 2024-11-06 with open beta 'in the next few weeks'; now live as a separate futures product at fxifyfutures.com.
SourceA score computed from four verified inputs — not an opinion. Weights are shown and it recomputes when the data changes.
This firm against every same-market rival, rule by rule, with each one's true cost.