FundingPips vs FXIFY
FundingPips
Computed verdict
FundingPips costs less per unit of risk: $42.32 vs $51.63 per $1,000 of drawdown. On the overall score, FundingPips comes out ahead (79 vs 56).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
The daily limit is a % of the HIGHER of the day's opening balance or equity (a big overnight floating gain raises your floor), and max loss is static except on Zero, whose 5% trailing line locks at breakeven.
A 4–10% trailing drawdown by program off the closed-balance high that locks at the starting balance once you gain that percentage or request your first payout — withdrawing all profit leaves you with zero buffer.
Hard daily limit of 3–5% by model on the higher of opening balance or equity — an equity touch closes the account instantly, even with the trade still open.
A 3–5% daily limit by program based on the previous day's balance; the standard Instant account's is in documented conflict between 'none' and '8%'.
Three distinct mechanisms: a 35% score for On-Demand payouts, a 15% best-day cap on Zero, and a concentration policy imposing a permanent 4-profitable-day gate if one trade idea exceeds 60% of the target.
Standard programs document no consistency rule; Lightning caps your best day at 30% of total profits and Instant Lite at 20%, withholding the payout (not the account) until met.
Two phases: 8% ($4,000) and 5% ($2,500), minimum 3 days; 10% ($5,000) max overall loss, 5% daily.
Phase 1 8% ($4,000), Phase 2 5% ($2,500), minimum 4 days each; static 10% ($5,000) max overall loss.
You trade split for cadence: 60% weekly, 80% bi-weekly, 90% on-demand (behind the 35% consistency gate) or 100% monthly, with the first payout 7 days after your first trade.
First payout on demand after your first closed trade on the live account, then monthly (or bi-weekly with an add-on), at up to a 90% split — the base without add-ons is unpublished — with the fee 100% refunded at first payout.