FundingPips vs FXIFY
FundingPips
FXIFY
Computed verdict
There isn't a current verified offer on both firms, so we don't call a cost winner. Effective tie.
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
The daily limit is a % of the HIGHER of the day's opening balance or equity (a big overnight floating gain raises your floor), and max loss is static except on Zero, whose 5% trailing line locks at breakeven.
A 4–10% trailing drawdown by program off the closed-balance high that locks at the starting balance once you gain that percentage or request your first payout — withdrawing all profit leaves you with zero buffer. On the 1-Phase, FXIFY's own pages disagree: two rules FAQs say 6%, the how-it-works page says 10% trailing. Size to 6%.
Hard daily limit of 3–5% by model on the higher of opening balance or equity — an equity touch closes the account instantly, even with the trade still open.
A 3–5% daily limit by program based on the previous day's balance; the standard Instant account's is in documented conflict between 'none' and '8%'.
Three distinct mechanisms: a 35% score for On-Demand payouts, a 15% best-day cap on Zero, and a concentration policy imposing a permanent 4-profitable-day gate if one trade idea exceeds 60% of the target.
Standard programs document no consistency rule; Lightning caps your best day at 30% of total profits and Instant Lite at 20%, withholding the payout (not the account) until met.
Two phases: 8% ($4,000) and 5% ($2,500), minimum 3 days; 10% ($5,000) max overall loss, 5% daily.
Phase 1 8% ($4,000), Phase 2 5% ($2,500), minimum 4 days each; static 10% ($5,000) max overall loss. Lightning plan: FXIFY's Lightning FAQ gives 5 trading days to hit the target; its how-it-works page says 7. Plan on 5.
You trade split for cadence: 60% weekly, 80% bi-weekly, 90% on-demand (behind the 35% consistency gate) or 100% monthly, with the first payout 7 days after your first trade.
First payout on demand after your first closed trade on the live account, then monthly (or bi-weekly with an add-on), at up to a 90% split — the base without add-ons is unpublished — with the fee 100% refunded at first payout.
$100K 2-Step Standard: one-time $529 — the nearest size we could verify, because FundingPips' price pages did not serve to us. We publish no $50K figure. No monthly fee and no activation fee; the registration fee is refunded at your 4th reward on 1-Step and 2-Step Standard Master accounts, but not on Pro, Flex or Zero.
FXIFY's per-size price grids did not render on the pages we fetched, so we publish no $50K figure. The one price we confirmed first-hand is One Phase $5K at $250; the firm also advertises Lightning "from as low as $59", Instant "From $69" and Instant Lite "From $19". The evaluation fee is described as 100% refundable with your first payout. We found no activation fee but could not confirm its absence, and the ~20% codes in circulation come from affiliates, not from FXIFY's own pages.