Data verified with source and date
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FundingPips

FundingPips

● Operating normallyC · 69
CFD / ForexUnited Arab EmiratesFounded 2022 · 4 yrs Verified rules
Paid to traders:$170M+(firm's own figure)
Best verified price
$529one-time
Affiliate link · the code never changes the ranking · checked 2026-09-16
True cost
$52.9per $1k of drawdown
Plan 100K
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Verified rules

Drawdown · what kills you

Primary source
Trailing + StaticUnrealized counts

The daily limit is a % of the HIGHER of the day's opening balance or equity (a big overnight floating gain raises your floor), and max loss is static except on Zero, whose 5% trailing line locks at breakeven.

Daily loss

Primary source
Fails account

Hard daily limit of 3–5% by model on the higher of opening balance or equity — an equity touch closes the account instantly, even with the trade still open.

Consistency

Primary source

Three distinct mechanisms: a 35% score for On-Demand payouts, a 15% best-day cap on Zero, and a concentration policy imposing a permanent 4-profitable-day gate if one trade idea exceeds 60% of the target.

Targets & min days

Primary source
⏱ 30d

Two phases: 8% ($4,000) and 5% ($2,500), minimum 3 days; 10% ($5,000) max overall loss, 5% daily.

Payouts & split

Primary source

You trade split for cadence: 60% weekly, 80% bi-weekly, 90% on-demand (behind the 35% consistency gate) or 100% monthly, with the first payout 7 days after your first trade.

Pricing

Primary source

$100K 2-Step Standard: one-time $529 — the nearest size we could verify, because FundingPips' price pages did not serve to us. We publish no $50K figure. No monthly fee and no activation fee; the registration fee is refunded at your 4th reward on 1-Step and 2-Step Standard Master accounts, but not on Pro, Flex or Zero.

News trading

Primary source
±5 minBlackout window

On the standard models the evaluation stage has no restriction on holding trades. What FundingPips' own page does not settle is the penalty for trading a release: one sentence says "Purposely trading news in both evaluation and master phase is prohibited and will lead to account closure", another says profits from trades in the restricted window "may be deducted". The only word separating losing a trade's profit from losing the account is "purposely", which the page never defines. Unresolved, and we do not pick a side — plan on the penalty being the whole account. Where the deduction applies, on the funded Master account, a trade opened or closed within 5 minutes either side of a red-folder release on the affected currency loses its ENTIRE profit, not just the part earned in the window, unless the position was opened at least 5 hours before the event. FundingPips Zero is stricter: no position may be opened, closed or even held within 10 minutes either side, and that is a hard breach.

FundingPips contradicts itself on this value (News-trading penalty: do you lose the profit or lose the account?):
News Trading & Weekend Holding — closure sentence
“Purposely trading news in both evaluation and master phase is prohibited and will lead to account closure.”
source
News Trading & Weekend Holding — deduction sentence
“Profits made from trades opened or closed within the restricted window around any Restricted high-impact news and speeches on the affected currency may be deducted.”
source

What it costs you: The same FundingPips page supports both outcomes for overlapping conduct, and the only word separating them is "purposely", which is nowhere defined. We pick no side: plan on the penalty being the whole account, not just the trade's profit.

Open since 2026-09-16See all disputes

Platforms

Primary source
MetaTrader 5cTrader

Change history

Sep 24, 2026MAJOR

Correction: we published a ~$299 price for FundingPips' $50K that we never captured

Our FundingPips pricing summary said "$50K 2-Step Standard: one-time ~$299". Our own data says otherwise: the only primary price we hold is $529 for the $100K 2-Step Standard, and the record explicitly notes that the $50K price was not captured because FundingPips' pricing pages returned 403. We were publishing a figure for a size we never read. The summary now gives the $100K at $529, says it is the nearest size we could verify and why, and states that we publish no $50K figure. It also adds the registration-fee refund at the 4th reward, which is documented, with its scope: it applies to 1-Step and 2-Step Standard Master, not to Pro, Flex or Zero. No structured value changed and the verification date did not move.

Source
Sep 20, 2026MAJOR

Correction: we split FundingPips' news penalty by stage; its own page does not, and the difference is the whole account

FundingPips' News Trading & Weekend Holding article contains two sentences pointing at different penalties for overlapping conduct. One says "Purposely trading news in both evaluation and master phase is prohibited and will lead to account closure". The other says profits from trades opened or closed within the restricted window "may be deducted". The only thing separating losing one trade's profit from losing the entire account is the word "purposely", which the article never defines. Our record logged that conflict on 2026-09-16 and the conflict card renders. But the published summary went further than the source does: it assigned closure to the evaluation stage and profit deduction to the funded Master stage, as though the article drew that line. It does not - both sentences are written to cover both phases. Splitting the penalty by stage was our inference presented to readers as the firm's rule, in five languages, next to a card saying the question is unresolved. The summary now quotes both sentences, names "purposely" as the undefined word the whole difference rests on, and says to plan on the penalty being the whole account. The 5-minute window, the entire-profit forfeiture on a funded Master account and the stricter 10-minute FundingPips Zero rule are unchanged - only the penalty framing was wrong. The article was read on 2026-09-16 and was NOT re-read today: this run had no network access to any firm page.

Source
Sep 16, 2026MAJOR

FundingPips' 2 Step Flex goes from 0 to 1 minimum trading day on the 85% split, keyed to the purchase date

We published "none" as the minimum trading days on the 2 Step Flex at the 85% split. FundingPips' help article, read first-hand today, no longer says that for new accounts: "1 minimum trading day on the 85% split", in both phases. The rule is keyed to the purchase date, and that is the part to read in full: "Existing Phase 1 accounts and accounts purchased before 26 August 2026 will retain the 0 minimum trading day requirement for the 85% split. Reset and new accounts will require 1 minimum trading day." Phase 2 repeats it: "Existing Phase 2 accounts will retain the 0 minimum trading day requirement for the 85% split. Reset and new accounts purchased on or after 26 August 2026 will require 1 minimum trading day." So two cohorts now coexist. Anyone who bought before 26 August 2026 keeps the 0; anyone buying today, or resetting, needs 1 day. Our field now records both, not one. And note the reset trap: resetting an old account moves it onto the new rule. A precision on the other half: at the 95% split the page says "3 profitable days on the 95% split" — *profitable* days, not minimum trading days. They are different constructs and the second is stricter; our record already had this right and it stands. We are also adding a reward tier we did not carry. On the Master Account there is a monthly 100% option: "Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account.", with two gates — "A 35% consistency score must be achieved: no single trading day can account for more than 35% of total profit." and "At least 7 profitable days to qualify for a reward, each with 0.5% or more profit". It applies only to evaluation accounts purchased on or after 15 August 2026. It is corroborated on the 2 Step Standard and 2 Step Pro articles. The article carries no last-updated stamp. The $529 price of the 2-Step 100K we rank could not be re-verified today: fundingpips.com returns 429 on both the homepage and the product page.

Source
Sep 16, 2026MINOR

CONFLICT: the same FundingPips page says news trading costs you the profit, and that it closes your account

We are logging a disagreement that lives inside a single FundingPips page. We do not resolve it. Position A, account closure: "Purposely trading news in both evaluation and master phase is prohibited and will lead to account closure." Position B, profit deduction: "Profits made from trades opened or closed within the restricted window around any Restricted high-impact news and speeches on the affected currency may be deducted." Both sentences are in the same article and cover overlapping conduct. A is mandatory ("will lead") and spans both phases; B is discretionary ("may be deducted") and scopes no phase. The only thing separating them is the word "purposely", which the article never defines. A trader has no way of knowing, before placing the trade, which of the two will apply. The page adds that the deduction is not limited to the portion earned in the window: "The full profit of the affected trade is deducted, not just the portion earned during the news window." And that the trader carries the consequences if that deduction breaks a limit: an economic penalty can end in account loss by the indirect route. Our record already described the account closure in the five-language summary, so this is not new information to anyone reading it; what we are doing today is putting the disagreement on the record and in view, with both positions and their links. While there we corrected an internal note about the windows: the page gives 5 minutes before and after for news, but for speeches it gives "10 minutes before the speech begins to 10 minutes after it ends", which is an open-ended window. On FundingPips Zero it is 10 minutes either side and the position cannot even be held. The article carries no last-updated stamp.

Source
Sep 10, 2026MINOR

FundingPips' own site is readable again after four blocked runs, and it states that code HELLO is 20% off a first purchase — not something tied to the 2-Step

fundingpips.com served content today for the first time since 5 September 2026, after returning 403 on four consecutive runs. The homepage states "$529for 100k Account" (rendered without a space, as served), which confirms the price we track. It also states: "Haven't purchased yet? Use code HELLO & Get 20% OFF now on your first purchase!" FundingPips scopes HELLO to a first purchase and names no product, so the assumption we were carrying — that HELLO attaches to the 2-Step — is narrower than what the firm actually says. We have not applied the 20% to the ranked price: whether a first-purchase-only code belongs in a true-cost ranking is a modelling decision that has to be applied the same way across all twenty firms, not settled here. Maximum Loss is stated as "10%" and Maximum Daily Loss as "5%"; no dollar drawdown figure is served.

Source
Aug 26, 2026MINOR

FundingPips temporarily bans weekend holding on Master accounts: "Close all trades before Friday market close"

The 2-Step Standard help article now lists a temporary Master Account restriction: "Weekend holds are currently not allowed. Close all trades before Friday market close." Open positions are auto-closed rather than treated as a hard breach. The same article dates the monthly 100% reward cycle as effective August 15, 2026; the four split-for-cadence options we track are otherwise unchanged.

Source
Aug 26, 2026MINOR

Correction: HELLO cannot apply to $100K accounts — FundingPips says the code "excludes $100K accounts"; our $423.20 tracked price is withdrawn

FundingPips' own Get Started article states: "Apply the code HELLO to get 20% OFF your first purchase. This coupon excludes $100K accounts." We had applied HELLO to the 2-Step 100K ($529 to $423.20); that combination is not possible under the firm's stated terms, so the offers row returns to the $529 list price with no code. The code remains valid for a first purchase on other sizes.

Source
Aug 15, 2026MINOR

FundingPips' 100% monthly split now requires 7 profitable days as well as a 35% consistency score — effective 15 August 2026

We already recorded that 2 Step Standard lets a trader trade cadence for split, up to "100%" monthly. The firm's own 2 Step Standard help article now dates and qualifies that option: "Request a Reward with a 100% split every 30 calendar days after the first executed trade on the Master Account. Effective 15 August 2026", gated on a 35% consistency score and "at least 7 profitable days". The 7-profitable-days requirement was not in our record and it changes what the option is worth: a 100% split you can only claim after seven separate profitable days is not the same product as an unconditional 100%. The other cadences are unchanged — Weekly 60% seven days after the first executed trade, Bi-Weekly 80% every 14 calendar days, On Demand 90% with the same 35% consistency score and a minimum 2% profit. Also re-confirmed on the same page: the weekend-holding suspension we logged on 2026-08-26 is still described as "A temporary change is in effect: holding trades over the weekend is currently not allowed on 2 Step Standard Master Accounts." It has now been in force since 29 January 2026 — over seven months — which is worth weighing if you swing trade.

Source

Verifondeo verdict

C
69/100
Verifondeo verdict
Cost vs peers· weight 30%60
Rule friction· weight 25%45
Track record· weight 25%77
Status· weight 20%100

A score computed from four verified inputs — not an opinion. Weights are shown and it recomputes when the data changes.

Head to head

This firm against every same-market rival, rule by rule, with each one's true cost.