FundingPips vs The5ers
FundingPips
Computed verdict
FundingPips costs less per unit of risk: $42.32 vs $49.05 per $1,000 of drawdown. On the overall score, FundingPips comes out ahead (79 vs 74).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
The daily limit is a % of the HIGHER of the day's opening balance or equity (a big overnight floating gain raises your floor), and max loss is static except on Zero, whose 5% trailing line locks at breakeven.
A static 10% max loss from initial balance and a 5% daily limit anchored to the higher of the previous close's balance or equity — nothing trails, but touching either terminates the account.
Hard daily limit of 3–5% by model on the higher of opening balance or equity — an equity touch closes the account instantly, even with the trade still open.
A hard 5% daily limit on High Stakes measured against the higher of the previous midnight's balance or equity — hitting it terminates the account.
Three distinct mechanisms: a 35% score for On-Demand payouts, a 15% best-day cap on Zero, and a concentration policy imposing a permanent 4-profitable-day gate if one trade idea exceeds 60% of the target.
There is no percentage consistency rule, but each step requires at least 3 profitable days of +0.5% or more, which blocks one-day passes.
Two phases: 8% ($4,000) and 5% ($2,500), minimum 3 days; 10% ($5,000) max overall loss, 5% daily.
Two steps: 8% and 5% (a 10%/5% variant also exists), minimum 3 days each; 10% ($5,000) max overall loss, 5% daily.
You trade split for cadence: 60% weekly, 80% bi-weekly, 90% on-demand (behind the 35% consistency gate) or 100% monthly, with the first payout 7 days after your first trade.
First withdrawal 14 days after the funded account is activated and every 2 weeks thereafter, at an 80% split scaling to 100%; performance is rewarded with redeemable hub credit toward future challenges — not a cash refund of your fee.