What changed

New sitewide promo: 55% off all accounts with code TDNEW

TradeDay's own site now advertises 55% off all accounts with code TDNEW under TradeDay 2.0 pricing: the 50K Quick Pay (Intraday) drops to $59/month (list $131) and the 50K Quick Pay EOD to $79/month (list $175). This beats the previously tracked DGT pricing ($62.50 on a $125 list), so TDNEW replaces DGT as the best verified deal.

Correction: TCP and Gauntlet Mini split thresholds are tiered by account size

Our payout summary said the Trader Career Path used a flat $1,500 threshold and only the Gauntlet Mini scaled by size. Earn2Trade's withdrawal-policy article and their July 6 blog tier BOTH products by account size: TCP 25K–200K switch from 50/50 to 80/20 at $1,500/$2,250/$3,000/$4,000/$5,000 per withdrawal (TCP 400K fixed 60/40); Gauntlet Mini funded accounts GM50–GM200 use $2,250/$3,000/$4,000/$5,000. The section is now fixed.

Legacy accounts re-launched — 100K at $29.70/mo with SAVENOW

Apex's own legacy-products page is again selling all six legacy tiers (25K–300K) as 'Available Now – Limited Time' with a countdown (~5 days left as of Jul 26). With code SAVENOW (up to 90% off): 25K $16.70, 50K $19.70, 100K $29.70, 150K $49.70, 250K $59.70, 300K $69.70 per month, on Tradovate, WealthCharts and Rithmic. This supersedes the March 2026 retirement; our previously published $59 for the Legacy 100K is corrected to $29.70.

1 Step Flex launched — 12% static drawdown, 1-day pass, 85% split

New single-phase challenge: 12% static max drawdown (never trails your profits), 3% daily loss, 12% target, no minimum days, 85% bi-weekly split. No consistency rule unless one trade idea exceeds 60% of profit (then 4 profitable days). Sizes $5K–$100K. Launch code HELLO (10% off) per FundingPips' own X ad.

Site live and selling accounts on AlphaTrader with no disruption notice

As of 2026-07-21 the site sells Zero/Advanced/Direct accounts on AlphaTrader/WealthCharts/Quantower with no disruption banner, and the homepage claims '4.9 on Trustpilot' despite the prior week's crisis.

Partial reversal: 'approved for pay' Premium payouts to be honored in batches

Under backlash, Alpha announces 'approved for pay' Premium payouts will be honored in batches (first 10% paid July 15); same-day Zero/Advanced payouts resume July 16. Traders not in 'approved' status still get refunds only.

Major aggregators delist Alpha Futures within 24 hours

PropFirmMatch delists it 'effective immediately'; PropFirmTrend (citing members with $23k+ in voided payouts) and PickAPropFirm follow within ~24h as trader complaints go viral.

Public break: loses NinjaTrader/Tradovate, kills the Premium Plan and voids pending payouts

NinjaTrader and Tradovate access terminates July 12 with a 90-day new-account ban; the Premium Plan is closed and the announcement states 'All active Premium Accounts will be refunded and closed. This includes all pending and unpaid payouts.'

Futures 'Bolt' plan retired

FundedNext Futures' Bolt plan is discontinued, per secondary tracking dated 2026-07-10.

NinjaTrader issues its termination notice 'without warning'

NinjaTrader issues the notice citing a balance '>3 months past due' and 'clear breach of the Evaluation Services Agreement'; Alpha blames its competing AlphaTrader platform. Termination confirmed; cause disputed.

Launches the One-Step Zero account while its own help center marks Zero 'legacy'

Finance Magnates reports the launch (6% target, 3% static loss, 100% keep, daily payouts, $3K–$7K caps, max 5 payouts), but the help center simultaneously flags an E8 Zero article as 'OLD VERSION' and the product page 404'd on 2026-07-21 — product in flux, conflict logged.

Two-Step OMO Challenge launched with its own hold and payout rules

New OMO challenge: 6%/8% targets, 8% static + 4% EOD daily, 150-second minimum hold per trade, 4 profitable days per phase, funded news-profit capped at 0.50%, and 6%/8% caps on the first two withdrawals.

New payout-cycle tables for accounts purchased after July 6

Accounts bought after 2026-07-06 move to new per-cycle cap tables (e.g. 50K: $100–$1,250 in cycle 1 at 8 ATD, rising to $2,000 by cycle 4+).

Drops the 10-day minimum but introduces a tiered 50/50–80/20 split per withdrawal

For purchases on/after 2026-07-06 the 10-day minimum disappears from GM/TCP evaluations, but a per-withdrawal tiered split arrives (50/50 below the size threshold, 80/20 above; $400K fixed 60/40) and breaching the Progression Ladder in evaluation becomes an automatic fail plus reset.

New $100/month fee for third-party API/bot connections

Connecting third-party APIs or bots to Rithmic now costs $100/month; the fee is on the Qualification page, with the July 2026 timing dated by a secondary source.

'Summer Plan' promo: a $100K 1-step for $149

Active banner 'Industry's Lowest $100K For $149' — a separate promo 1-step program with 6% max loss, 3% daily, 10% target and a 75/25 split.

New Profit Concentration Policy: one trade idea >60% of target locks in a permanent 4-day gate

On accounts of $25K+ created on/after 2026-06-27, if a single trade idea accounts for more than 60% of the profit target, the Master Account permanently requires 4 profitable days (+0.5% each) before every reward.

Retroactive payout-cap cut: Premium limited to $6,000 per withdrawal

Premium Plan withdrawals get capped at $6,000 (tiered) and Advanced at $15,000, bundled with a '5 live accounts' expansion — a classic liability-containment move three weeks before the collapse.

'TradeDay 2.0': entire product line replaced and the $139 activation fee eliminated

The whole lineup becomes Quick Pay (Intraday/EOD) + Fast Pass; static-drawdown accounts are discontinued, the $139 activation fee is dropped, and the old lifetime 80→90→95% ladder is replaced with per-account tiers (50/50 to $4,000, 80/20 above, 90/10 Live), with day-one Quick Pay payouts — whose funded account runs INTRADAY drawdown even if your eval was EOD.

Buy Now Pay Later Challenge launched: $5 upfront, the rest after passing

New BNPL model: $5 upfront with the fee balance due only after passing; the eval runs a 10% static drawdown with no daily limit, while the funded stage uses an 8% trail off the floating-equity peak + 4% EOD daily.

'FXIFY Performance Protect' feature launched to safeguard funded gains

New feature safeguarding funded-account gains; exact mechanics not published on captured pages.

Premium Plan launched on aggressively unsustainable terms

The Premium Plan replaces Standard: 90% split, no consistency rule, only 5 winning days to payout, 25% launch discount; the firm itself later admitted paying out $25M+ 'at a loss' in ~2 months.

Payout-cap cut on new $50K accounts

New 50K No-Activation-Fee accounts get cut to $2,000/payout (Standard) and $3,000 (Consistency), from $5,000/$6,000; existing accounts are grandfathered — flagged by trackers as the year's most trader-hostile change.

Topstep acquires The Futures Desk

Acquisition of The Futures Desk (TFD); its tech is being folded into TopstepX, with no immediate rule changes.

OANDA Prop Trader wound down, clients migrated toward FTMO

Announced 2026-03-02 and ceased 2026-03-31 after the OANDA acquisition: the OANDA Prop Trader programme concludes and clients are steered toward FTMO products.

150K daily loss limit cut from $3,750 to $3,000 for new purchases

Purchases before 2026-03-31 keep the $3,750 DLL; later ones get $3,000 — the help-center conflict over which applies today remains open.

'Payout Purgatory': Apex admits heightened compliance audits before releasing payouts

Apex's own post (2026-03-19) acknowledges a 'rigorous review process' using internal risk metrics like the 50% consistency rule before releasing payouts — despite 'No Payout Denials' marketing.

PRO to PRO+ promotion becomes fully automated

PRO+ promotion no longer requires an application, extra fees, or published criteria; secondary sources cite consistent trading or 'a $10K day' as triggers.

All metals trading suspended with no return date

All metals contracts (GC, SI, QI, QO, MGC, HG, PL, PA) suspended; the primary article exists, with the 2026-03-14 date from a secondary source.

'Apex 4.0': entire lineup replaced — one-time fees, 50% rule, 100% split and a hard 6-payout cap per PA

From 2026-03-01: one-time fees with no subscription, EOD and Intraday lines, 50% PA consistency, a 5-day payout path, 100% split hard-capped at 6 payouts per PA, no resets and 30-day expiry; the MAE rule, 5:1 RR, one-direction rule and 250K/300K sizes are removed. Pre-March accounts run under 'Legacy' terms.

Terms & Conditions revision (current version)

The T&C's current version is dated 2026-02-25; the diff against the prior version was not captured.

Live Funded Account restructured: only 20% of balance tradable, 80% held in reserve

On the LFA only 20% of the funded balance is tradable at activation; 80% sits in Reserve, unlocked in four 25% milestones tied to net-profit thresholds; $10,000 minimum start; pre-2026-02-10 accounts grandfathered.

Instant Funding Lite launched: from $19 with a 4% drawdown and 20% consistency

New Lite range ($2.5K–$100K, from $19): 4% trailing drawdown, 3% daily, 20% consistency rule and a default 80% split.

1-Step FTMO Challenge launched with a trailing max loss and no fee refund

New single-phase format: 3% daily limit, 10% EOD-trailing max loss, 50% Best Day Rule, 90% split, unlimited time — and unlike the 2-Step, the entry fee is not refunded.

XFA split into Standard vs Consistency payout paths

The choice locks at XFA activation: Standard path (5 winning days of $150+) or Consistency path (3 days + 40% cap + higher profit floor).

Weekend holding 'temporarily' banned on all Master Accounts

From 2026-01-29 all 1/2-Step Master Accounts lose weekend holding (auto-close Friday, not a hard breach); evaluation phases keep it — a rule labeled 'temporary' that remains live, a rule-stability warning sign.

Rapid plan debuts a 90/10 split on sim-funded accounts

'90% for Rapid sim funded plans as of January 12th, 2026' per the firm's own help center; secondary sources place the Rapid plan's launch on that date.

New sign-ups lose the '100% of first $10,000': flat 90/10 from the first dollar

From 2026-01-12 new sign-ups get flat 90/10; pre-existing traders keep 100% of the first $10K lifetime (the grandfather attaches to the trader, not the account). Site copy still advertises otherwise — conflict logged.

15% challenge reward tightened and 1-Step fee refund pushed to the third payout

For accounts bought or reset on/after 2026-01-12, the 15% challenge-phase reward unlocks only after meeting Scale-Up criteria on the funded account (was: 10% cumulative growth), and the 1-Step fee refund moves from the first to the third payout.

Builder plan arrives and payout rails consolidate to Rise (Wise and ACH dropped)

In H1 2026 the Builder plan is introduced (25k/50k guides) and payout rails consolidate to Rise (bank/crypto), dropping Plaid/ACH and Wise per a secondary source; exact dates unverified.

LucidBlack discontinued; features folded into LucidPro and the new LucidMaxx

In early 2026 LucidBlack stops selling as a new product (existing accounts honored under original rules); its features fold into an updated LucidPro and the new daily-payout LucidMaxx live program.

PRO+ Development accounts introduced as a live-capital remediation tier

New live-capital remediation tier: reduced sizing, soft $500–$2,000 daily limits, $750–$2,250 EOD drawdown and a ~60-day path back; exact launch date unpublished.

Two-rule payout structure: staying profitable required for repeat payouts

The first payout needs winning days only; repeat payouts also require 'remaining profitable since the last payout'.

Live-program cutoff: Legacy Live vs the new Tradeify Elite

Accounts purchased before 2025-12-03 choose between the Legacy Live program and the new Tradeify Elite live program.

Advanced plan (intraday trailing) discontinued and Select launched

The Advanced plan (real-time intraday trailing DD, $125 activation) stops selling in December 2025; Select launches (EOD trailing, 40% eval-only consistency, Flex/Daily funded tiers).

Consistency raised from 35% to 40% for new or reset accounts

From 2025-11-28 3:00 PM EST, accounts purchased or reset move to the 40% best-day rule; older accounts keep 35%.

'100% of first $10K' retired: flat 90/10 from the first dollar

Accounts purchased or reset on/after 2025-11-28 get flat 90/10; earlier legacy accounts keep 100% of the first $10,000 then 90/10.

'No Activation Fee' path launched with a higher monthly

Dual pricing: Standard path (low monthly + $149 XFA activation) vs No-Activation-Fee path (higher monthly, $0 activation); still live on the pricing page.

Crypto trading plans upgraded

Crypto plan upgrade announced on the firm's newsroom on 2025-11-06.

New payout regime: 100% of sim profits up to a $25,000 lifetime cap

Post-2025-09-17 accounts move to 'up to 100% of simulation profits up to $25,000,' $100 minimum withdrawals and twice-weekly (Mon/Wed) processing; earlier accounts keep legacy payout tables.

Lightning consistency moves from flat 20% to progressive 20/25/30%

For purchases on/after 2025-09-12 Lightning consistency becomes progressive by payout number (20% 1st, 25% 2nd, 30% 3rd+); earlier purchases keep the flat 20%.

Starter/Expert/Milestone plans discontinued; Core and Flex moved to legacy

Legacy Starter, Expert and Milestone plans are discontinued and Core and Flex move to legacy status, per a secondary source (exact date unverified).

MetaTrader 5 returns to Maven (except for US and Canada)

'MetaTrader 5 is Back at Maven': MT5's reintroduction brings the platform choice to 3; not available for the United States or Canada.

Funded Account balance caps introduced: $2,500 to $25,000 by size

'Effective April 28, 2025': the live Funded Account gets capped at $2.5K/$5K/$10K/$15K/$25K by size — limiting real deployed capital after the mandatory transition.

VPN and VPS usage becomes permitted

VPN/VPS usage becomes permitted from April 22; day and month are explicit in the source but the year is inferred from context — pending verification.

FundedNext Futures launched, reopening the door to US traders

New futures line accepting US traders, with a 15% challenge-phase reward, a 24h-payout-or-$1,000 pledge, and 100% reward retention on futures.

Express and Evaluation models closed to new clients

'No longer offer the Express and Evaluation model to new clients' — legacy models close to new buyers; existing clients keep access.

MT5 restored under a direct MetaQuotes license after a 13-month hiatus

FundingPips regains MetaTrader 5 under a direct MetaQuotes license (not a broker white-label), ending the gap opened in February 2024.

Terms revised into a tri-entity structure, with a Saint Lucia company for MT5

T&C revision (effective '11/03/2025' — format ambiguous, could be Nov 3, 2025): E8 Funding LLC (US), E8 Markets Ltd (Saint Lucia, reg. 2025-00347, MT5 accounts) and Digital Renaissance LLC (Puerto Rico).

Price increase: the $100K High Stakes moves to $545

Official X announcement: the 100K High Stakes rises to $545 and the 60K to $329 'in response to rising costs' — upward repricing, not a race to the bottom.

Growth signal: TradingView, Tradovate and NinjaTrader added

Alpha Futures adds three platforms to its offering — the same NinjaTrader relationship that would blow up 18 months later.

Three-Step Challenge launched with 3% targets per phase

New three-step challenge: 3%/3%/3% targets, sizes $2k–$100k.

Daily loss limit removed from all new Test and PRO accounts

'Effective immediately, there is no more daily loss limit in any new test or PRO account' — the trailing drawdown becomes the only hard breach mechanic.

Stops accepting new US clients

FTMO stops offering new Challenges to US-based clients (industry press report; exact date unconfirmed on a primary source).

IF Pro Ltd (Saint Lucia) added as a contracting entity in the T&Cs

The T&Cs add IF Pro Ltd (Saint Lucia, reg. 2025-00056) alongside Acello Ltd (England & Wales) — the year is per the registration number.

US clients re-onboarded via the affiliated entity ftmo.oanda.com

In H2 2025 US clients return via 'FTMO US' (ftmo.oanda.com): USD pricing and wire-only payouts; current state is primary, launch date secondary.

MetaTrader mobile disruption, restored 'but not for all'

Finance Magnates coverage of MetaTrader mobile functionality being restored after an access disruption — 'but not for all'; final status queued for verification.

Activation fees eliminated on all plans

The current $0 state is primary ('absolutely no activation fees'); the timing of the change (during 2025) comes from a secondary source.

TopstepX becomes the required platform for new Combines

The proprietary TopstepX platform becomes required for new Trading Combine sign-ups; NinjaTrader/Tradovate/Quantower honored for existing accounts (secondary claim, pending primary confirmation).

'New High Stakes': Step-1 target raised from 8% to 10%

The 'New High Stakes' arrives with a 10% Step-1 target (the Classic cohort keeps 8%), the lineup shifts to $2.5K–$100K (60K dropped) and per-size account caps are restructured; exact date unverified.

Monthly-subscription evals dropped for a one-time purchase model

Evaluations move from monthly subscription to one-time purchase; per COO Mistry, the switch 'didn't really impact the business.'

Product line overhauled into four products: One, Signature, Pro and Zero

The current lineup replaces the legacy 'E8 Trader' naming: E8 One (customizable dynamic drawdown), E8 Signature (EOD dynamic + Daily Pause), E8 Pro (static, daily payouts, daily profit cap); exact dates unverified.

Stellar Instant launched: instant funding with a 6% trailing line and no daily limit

Instant-funding account with no daily loss limit and a 6% trailing equity-based max loss; date inferred from help-article ID range — unverified.

Split-for-cadence payout menu introduced: 60% weekly to 100% monthly

The 2 Step Standard starts offering the Tuesday-weekly 60% / bi-weekly 80% / on-demand 90% / monthly 100% choice; the introduction date is undocumented on firm pages.

Re-registered in Saint Lucia as IF Pro Ltd amid a domain migration

The entity becomes IF Pro Ltd (Saint Lucia, reg. 2025-00056), with Acello Ltd (UK) as payment agent; earlier materials referenced the UK and the domain migrated from instantfunding.io to .com (help center still resolves on .io). Exact date unverified.

FTMO Group acquires broker OANDA

'Following FTMO's acquisition of OANDA in 2025' — the group now owns a regulated broker, the basis for its US re-entry.

Instant Funding launched: $1,000–$50,000 with an 8% trail

Instant funding launches: $1,000–$50,000 accounts, up to 80% split (now marketed 'up to 90%') and an 8% max trailing drawdown.

2-Phase drawdown switched from static to trailing on an existing product

At 5:00 PM EST on 2024-11-24 the 2-Phase Challenge moves 'from a static drawdown to a trailing drawdown' — a flagship-mechanic change on an existing product, openly announced.

FXIFY Futures announced, now a separate product at fxifyfutures.com

Announced 2024-11-06 with open beta 'in the next few weeks'; now live as a separate futures product at fxifyfutures.com.

Added to the Reserve Bank of India's 'Alert List'

The RBI adds FundedNext to its Alert List on 2024-10-22; the firm itself self-disclosed with the legal PDF on its announcements page.

Affiliate purge and new-signup suspension for 21 countries

The affiliate program is overhauled (affiliates under 50 purchases removed) and new sign-ups from 21 countries are suspended (Nigeria, South Africa, Philippines, UAE, China…); the CEO cited FCM compliance: listed countries 'will never be approved to trade live.'

'Uniform pricing' announced across evaluation sizes (3.0 era)

Uniform pricing and special offers announced across trading evaluations, in the 3.0 product era.

MetaQuotes revokes its MT5 access amid the prop-firm crackdown

MetaQuotes pulls MT5 access (the case dubbed a possible 'end of MT access to US clients'); the firm migrates to cTrader/Match-Trader for ~13 months and US-client access is affected.

Alpha Futures launches as Alpha Capital Group's futures arm

Launched in 2024 as the futures sister brand of forex prop firm Alpha Capital Group (Alpha Futures Limited, UK).

HUB migration: automated news windows and inactivity extended to 30 days

The HUB technology migration brings automated news-window enforcement (±2 min, soft breach), the inactivity threshold moves from 21 to 30 days, the account-freeze option is removed, and Hyper Growth's $40K eval cap structure lands.

FundingPips public launch

Public launch announced via press release in February 2023.