FundedNext vs FundingPips
FundedNext
FundingPips
Computed verdict
FundingPips costs less per unit of risk: $52.9 vs $59.8 per $1,000 of drawdown. On the overall score, FundingPips comes out ahead (70 vs 52).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
The daily limit (3–5% by model) is anchored to the INITIAL balance, not the day's, and max loss is a static 6–10% floor; only Stellar Instant uses a 6% trailing equity line.
The daily limit is a % of the HIGHER of the day's opening balance or equity (a big overnight floating gain raises your floor), and max loss is static except on Zero, whose 5% trailing line locks at breakeven.
Hard daily limit of 3–5% of initial balance by model (Instant has none), with swaps counted in the calculation — exceeding it breaches the account.
Hard daily limit of 3–5% by model on the higher of opening balance or equity — an equity touch closes the account instantly, even with the trade still open.
No current Stellar model has a consistency rule — though the news rule counting only 40% of profit in ±5-minute windows acts as a stealth haircut.
Three distinct mechanisms: a 35% score for On-Demand payouts, a 15% best-day cap on Zero, and a concentration policy imposing a permanent 4-profitable-day gate if one trade idea exceeds 60% of the target.
Targets by phase: 1-Step 10% (no time limit, min 2 days); 2-Step 8% Phase 1 and 5% Phase 2 (min 5 days per phase); Lite 8% and 4%; Instant no target. Stellar Lite minimum days conflict (5 vs 2 across their own pages).
Two phases: 8% ($4,000) and 5% ($2,500), minimum 3 days; 10% ($5,000) max overall loss, 5% daily.
First payout at 21 days then every 14 (every 5 business days on 1-Step), at a base 80% split rising to 90% via Scale-Up — the advertised '95%' is in unresolved documented conflict.
You trade split for cadence: 60% weekly, 80% bi-weekly, 90% on-demand (behind the 35% consistency gate) or 100% monthly, with the first payout 7 days after your first trade.
Stellar 2-Step and 1-Step 50K: $299.99 list; Stellar Lite 50K: $229.99. No activation fee; one-time $25 fee for cTrader/Match-Trader (non-refundable, waived in the US). Paid reset after a breach. The 200K 2-Step price conflicts across their own pages ($999 vs $1,099.99).
$100K 2-Step Standard: one-time $529 — the nearest size we could verify, because FundingPips' price pages did not serve to us. We publish no $50K figure. No monthly fee and no activation fee; the registration fee is refunded at your 4th reward on 1-Step and 2-Step Standard Master accounts, but not on Pro, Flex or Zero.