Verified rules
Drawdown · what kills you
The daily limit (3–5% by model) is anchored to the INITIAL balance, not the day's, and max loss is a static 6–10% floor; only Stellar Instant uses a 6% trailing equity line.
Daily loss
Hard daily limit of 3–5% of initial balance by model (Instant has none), with swaps counted in the calculation — exceeding it breaches the account.
Consistency
No current Stellar model has a consistency rule — though the news rule counting only 40% of profit in ±5-minute windows acts as a stealth haircut.
Targets & min days
Targets by phase: 1-Step 10% (no time limit, min 2 days); 2-Step 8% Phase 1 and 5% Phase 2 (min 5 days per phase); Lite 8% and 4%; Instant no target. Stellar Lite minimum days conflict (5 vs 2 across their own pages).
What it costs you: Hit target on day 3 believing it is 2 and the payout does not come. Both fetched the same day.
Payouts & split
First payout at 21 days then every 14 (every 5 business days on 1-Step), at a base 80% split rising to 90% via Scale-Up — the advertised '95%' is in unresolved documented conflict.
What it costs you: Secondary sources tie the 95% to a paid Lifetime 95% Reward add-on. Buying on the 95% headline means paying for something the help centre says the plan does not include.
Pricing
Stellar 2-Step and 1-Step 50K: $299.99 list; Stellar Lite 50K: $229.99. No activation fee; one-time $25 fee for cTrader/Match-Trader (non-refundable, waived in the US). Paid reset after a breach. The 200K 2-Step price conflicts across their own pages ($999 vs $1,099.99).
What it costs you: Affects the 200K size only; the rest of the table is verified against the app itself. Flagged, not resolved.
News trading
FundedNext lets you trade the news with no blackout, but on a funded account only 40% of any profit made in the 10-minute window around a listed high-impact release - 5 minutes before to 5 minutes after - is credited to you. The other 60% is never paid. Losses in that same window count against you at 100%. Challenge phases are exempt entirely.
Change history
Futures 'Bolt' plan retired
FundedNext Futures' Bolt plan is discontinued, per secondary tracking dated 2026-07-10.
Source15% challenge reward tightened and 1-Step fee refund pushed to the third payout
For accounts bought or reset on/after 2026-01-12, the 15% challenge-phase reward unlocks only after meeting Scale-Up criteria on the funded account (was: 10% cumulative growth), and the 1-Step fee refund moves from the first to the third payout.
SourceFundedNext Futures launched, reopening the door to US traders
New futures line accepting US traders, with a 15% challenge-phase reward, a 24h-payout-or-$1,000 pledge, and 100% reward retention on futures.
SourceExpress and Evaluation models closed to new clients
'No longer offer the Express and Evaluation model to new clients' — legacy models close to new buyers; existing clients keep access.
SourceStellar Instant launched: instant funding with a 6% trailing line and no daily limit
Instant-funding account with no daily loss limit and a 6% trailing equity-based max loss; date inferred from help-article ID range — unverified.
SourceAdded to the Reserve Bank of India's 'Alert List'
The RBI adds FundedNext to its Alert List on 2024-10-22; the firm itself self-disclosed with the legal PDF on its announcements page.
SourceVerifondeo verdict
A score computed from four verified inputs — not an opinion. Weights are shown and it recomputes when the data changes.
Head to head
This firm against every same-market rival, rule by rule, with each one's true cost.