FundedNext vs FXIFY
FundedNext
FXIFY
Computed verdict
There isn't a current verified offer on both firms, so we don't call a cost winner. On the overall score, FXIFY comes out ahead (70 vs 52).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
The daily limit (3–5% by model) is anchored to the INITIAL balance, not the day's, and max loss is a static 6–10% floor; only Stellar Instant uses a 6% trailing equity line.
A 4–10% trailing drawdown by program off the closed-balance high that locks at the starting balance once you gain that percentage or request your first payout — withdrawing all profit leaves you with zero buffer. On the 1-Phase, FXIFY's own pages disagree: two rules FAQs say 6%, the how-it-works page says 10% trailing. Size to 6%.
Hard daily limit of 3–5% of initial balance by model (Instant has none), with swaps counted in the calculation — exceeding it breaches the account.
A 3–5% daily limit by program based on the previous day's balance; the standard Instant account's is in documented conflict between 'none' and '8%'.
No current Stellar model has a consistency rule — though the news rule counting only 40% of profit in ±5-minute windows acts as a stealth haircut.
Standard programs document no consistency rule; Lightning caps your best day at 30% of total profits and Instant Lite at 20%, withholding the payout (not the account) until met.
Targets by phase: 1-Step 10% (no time limit, min 2 days); 2-Step 8% Phase 1 and 5% Phase 2 (min 5 days per phase); Lite 8% and 4%; Instant no target. Stellar Lite minimum days conflict (5 vs 2 across their own pages).
Phase 1 8% ($4,000), Phase 2 5% ($2,500), minimum 4 days each; static 10% ($5,000) max overall loss. Lightning plan: FXIFY's Lightning FAQ gives 5 trading days to hit the target; its how-it-works page says 7. Plan on 5.
First payout at 21 days then every 14 (every 5 business days on 1-Step), at a base 80% split rising to 90% via Scale-Up — the advertised '95%' is in unresolved documented conflict.
First payout on demand after your first closed trade on the live account, then monthly (or bi-weekly with an add-on), at up to a 90% split — the base without add-ons is unpublished — with the fee 100% refunded at first payout.
Stellar 2-Step and 1-Step 50K: $299.99 list; Stellar Lite 50K: $229.99. No activation fee; one-time $25 fee for cTrader/Match-Trader (non-refundable, waived in the US). Paid reset after a breach. The 200K 2-Step price conflicts across their own pages ($999 vs $1,099.99).
FXIFY's per-size price grids did not render on the pages we fetched, so we publish no $50K figure. The one price we confirmed first-hand is One Phase $5K at $250; the firm also advertises Lightning "from as low as $59", Instant "From $69" and Instant Lite "From $19". The evaluation fee is described as 100% refundable with your first payout. We found no activation fee but could not confirm its absence, and the ~20% codes in circulation come from affiliates, not from FXIFY's own pages.