FundedNext vs The5ers
FundedNext
Computed verdict
FundedNext costs less per unit of risk: $45 vs $49.05 per $1,000 of drawdown. On the overall score, The5ers comes out ahead (74 vs 72).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
The daily limit (3–5% by model) is anchored to the INITIAL balance, not the day's, and max loss is a static 6–10% floor; only Stellar Instant uses a 6% trailing equity line.
A static 10% max loss from initial balance and a 5% daily limit anchored to the higher of the previous close's balance or equity — nothing trails, but touching either terminates the account.
Hard daily limit of 3–5% of initial balance by model (Instant has none), with swaps counted in the calculation — exceeding it breaches the account.
A hard 5% daily limit on High Stakes measured against the higher of the previous midnight's balance or equity — hitting it terminates the account.
No current Stellar model has a consistency rule — though the news rule counting only 40% of profit in ±5-minute windows acts as a stealth haircut.
There is no percentage consistency rule, but each step requires at least 3 profitable days of +0.5% or more, which blocks one-day passes.
Targets by phase: 1-Step 10% (no time limit, min 2 days); 2-Step 8% Phase 1 and 5% Phase 2 (min 5 days per phase); Lite 8% and 4%; Instant no target. Stellar Lite minimum days conflict (5 vs 2 across their own pages).
Two steps: 8% and 5% (a 10%/5% variant also exists), minimum 3 days each; 10% ($5,000) max overall loss, 5% daily.
First payout at 21 days then every 14 (every 5 business days on 1-Step), at a base 80% split rising to 90% via Scale-Up — the advertised '95%' is in unresolved documented conflict.
First withdrawal 14 days after the funded account is activated and every 2 weeks thereafter, at an 80% split scaling to 100%; performance is rewarded with redeemable hub credit toward future challenges — not a cash refund of your fee.
Stellar 2-Step and 1-Step 50K: $299.99 list; Stellar Lite 50K: $229.99. No activation fee; one-time $25 fee for cTrader/Match-Trader (non-refundable, waived in the US). Paid reset after a breach. The 200K 2-Step price conflicts across their own pages ($999 vs $1,099.99).
$50K High Stakes (2-step): one-time ~$309, no monthly or activation fee (a lower-priced variant with revised targets also exists).