FXIFY vs The5ers
Computed verdict
The5ers costs less per unit of risk: $49.05 vs $51.63 per $1,000 of drawdown. On the overall score, The5ers comes out ahead (74 vs 56).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
A 4–10% trailing drawdown by program off the closed-balance high that locks at the starting balance once you gain that percentage or request your first payout — withdrawing all profit leaves you with zero buffer.
A static 10% max loss from initial balance and a 5% daily limit anchored to the higher of the previous close's balance or equity — nothing trails, but touching either terminates the account.
A 3–5% daily limit by program based on the previous day's balance; the standard Instant account's is in documented conflict between 'none' and '8%'.
A hard 5% daily limit on High Stakes measured against the higher of the previous midnight's balance or equity — hitting it terminates the account.
Standard programs document no consistency rule; Lightning caps your best day at 30% of total profits and Instant Lite at 20%, withholding the payout (not the account) until met.
There is no percentage consistency rule, but each step requires at least 3 profitable days of +0.5% or more, which blocks one-day passes.
Phase 1 8% ($4,000), Phase 2 5% ($2,500), minimum 4 days each; static 10% ($5,000) max overall loss.
Two steps: 8% and 5% (a 10%/5% variant also exists), minimum 3 days each; 10% ($5,000) max overall loss, 5% daily.
First payout on demand after your first closed trade on the live account, then monthly (or bi-weekly with an add-on), at up to a 90% split — the base without add-ons is unpublished — with the fee 100% refunded at first payout.
First withdrawal 14 days after the funded account is activated and every 2 weeks thereafter, at an 80% split scaling to 100%; performance is rewarded with redeemable hub credit toward future challenges — not a cash refund of your fee.