Funded Trading Plus vs FXIFY
Funded Trading Plus
FXIFY
Computed verdict
There isn't a current verified offer on both firms, so we don't call a cost winner. On the overall score, Funded Trading Plus comes out ahead (94 vs 70).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
Express and Instant use a 6% relative drawdown trailing the CLOSED balance high (floating equity never moves it) that locks at the starting balance; the 2-Step Classic uses a static 8% on both phases.
A 4–10% trailing drawdown by program off the closed-balance high that locks at the starting balance once you gain that percentage or request your first payout — withdrawing all profit leaves you with zero buffer. On the 1-Phase, FXIFY's own pages disagree: two rules FAQs say 6%, the how-it-works page says 10% trailing. Size to 6%.
A 4% daily limit (6% on Instant) whose basis is in documented conflict between the prior day's closed balance and the higher of balance or equity, plus a hard 3% per-symbol daily limit on Classic.
A 3–5% daily limit by program based on the previous day's balance; the standard Instant account's is in documented conflict between 'none' and '8%'.
The Classic requires no day to exceed 35% of net profit in each step, and the funded account 50% per payout period — it never fails the account, only delays passing or paying.
Standard programs document no consistency rule; Lightning caps your best day at 30% of total profits and Instant Lite at 20%, withholding the payout (not the account) until met.
7% per phase ($3,500), no minimum days; static 8% ($4,000) max overall loss, 4% daily.
Phase 1 8% ($4,000), Phase 2 5% ($2,500), minimum 4 days each; static 10% ($5,000) max overall loss. Lightning plan: FXIFY's Lightning FAQ gives 5 trading days to hit the target; its how-it-works page says 7. Plan on 5.
Withdrawals begin day 1 on Express/Instant then every 7 days; the 2-Step Classic pays every 10 days. The split starts at 80/20 and rises to 90/10 at 20% profit. Beyond that, FT+'s own channels disagree: the homepage advertises "up to 100% via add-ons", while the help centre's Profit Split article documents the ladder stopping at 90/10 and no 100% tier at all. Unresolved, and we do not pick a side — until FT+ documents it, treat 90% as the ceiling you can point to in writing and 100% as unconfirmed.
First payout on demand after your first closed trade on the live account, then monthly (or bi-weekly with an add-on), at up to a 90% split — the base without add-ons is unpublished — with the fee 100% refunded at first payout.
$100K 1-Step Express: $549, read on Funded Trading Plus' own site. A second-hand table puts the $50K Express at $349. For Classic we hold only the ends of the ladder, $89 at $10K and $549 at $100K, so we publish no $50K Classic figure. Size-tiered codes run on their own pages: SIZE25 covers $25K to $50K, SIZE20 covers $100K to $200K. Recurring and activation fees are undocumented rather than confirmed absent.
FXIFY's per-size price grids did not render on the pages we fetched, so we publish no $50K figure. The one price we confirmed first-hand is One Phase $5K at $250; the firm also advertises Lightning "from as low as $59", Instant "From $69" and Instant Lite "From $19". The evaluation fee is described as 100% refundable with your first payout. We found no activation fee but could not confirm its absence, and the ~20% codes in circulation come from affiliates, not from FXIFY's own pages.