Funded Trading Plus vs FXIFY
Funded Trading Plus
FXIFY
Computed verdict
FXIFY costs less per unit of risk: $51.63 vs $54.9 per $1,000 of drawdown. On the overall score, Funded Trading Plus comes out ahead (64 vs 56).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
Express and Instant use a 6% relative drawdown trailing the CLOSED balance high (floating equity never moves it) that locks at the starting balance; the 2-Step Classic uses a static 8% on both phases.
A 4–10% trailing drawdown by program off the closed-balance high that locks at the starting balance once you gain that percentage or request your first payout — withdrawing all profit leaves you with zero buffer.
A 4% daily limit (6% on Instant) whose basis is in documented conflict between the prior day's closed balance and the higher of balance or equity, plus a hard 3% per-symbol daily limit on Classic.
A 3–5% daily limit by program based on the previous day's balance; the standard Instant account's is in documented conflict between 'none' and '8%'.
The Classic requires no day to exceed 35% of net profit in each step, and the funded account 50% per payout period — it never fails the account, only delays passing or paying.
Standard programs document no consistency rule; Lightning caps your best day at 30% of total profits and Instant Lite at 20%, withholding the payout (not the account) until met.
7% per phase ($3,500), no minimum days; static 8% ($4,000) max overall loss, 4% daily.
Phase 1 8% ($4,000), Phase 2 5% ($2,500), minimum 4 days each; static 10% ($5,000) max overall loss.
Withdrawals begin day 1 on Express/Instant then every 7 days; the 2-Step Classic pays every 10 days. The split scales 80/20 to 90/10 at 20% profit and to 100% (lifetime) at 30%, so the advertised up-to-100% is accurate.
First payout on demand after your first closed trade on the live account, then monthly (or bi-weekly with an add-on), at up to a 90% split — the base without add-ons is unpublished — with the fee 100% refunded at first payout.