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FTMO

FTMO

● Operating normallyB · 80
CFD / ForexCzech RepublicFounded 2015 · 11 yrs Verified rules
Paid to traders:$650M+(firm's own figure)
Best verified price
$540one-time
Affiliate link · the code never changes the ranking · checked 2026-09-16
True cost
— Pending verification
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Verified rules

Drawdown · what kills you

Primary source
Trailing + StaticUnrealized counts

Max loss is 10% of initial balance — static on the 2-Step and end-of-day trailing on the 1-Step — measured on equity, so floating losses count.

Contains unverified parts

Daily loss

Primary source
Fails account

Hard daily limit of 5% (2-Step) or 3% (1-Step) of initial capital, recalculated at CET midnight and applied to equity — touching it for an instant fails the account.

Consistency

Primary source

The 2-Step has no consistency rule at all; the 1-Step requires your best day to stay within 50% of your positive days' profit to pass, never failing the account.

Targets & min days

Primary source

Two phases: 10% ($5,000) in Phase 1 and 5% ($2,500) in Verification, minimum 4 days each; 10% ($5,000) max overall loss, 5% ($2,500) daily.

Payouts & split

Primary source

On-demand payouts from day 14 after your first trade, at a 90% split (1-Step) or 80% rising to 90% (2-Step), with the 2-Step entry fee refunded with your first withdrawal.

Pricing

DisputedPrimary source

$50K 1-Step Challenge: one-time EUR 319, read first-hand from FTMO's own promo page on 2026-09-08, where the fees are stated one-time and non-refundable. FTMO prices in euros and we do not convert. We hold no primary price for the 2-Step and publish none. No subscription or activation fee is documented on the pages we reviewed, which is not the same as a confirmed absence.

The firm's own pages disagree here. We don't lock a single value until it's resolved — confirm at the source. See all disputes
FTMO contradicts itself on this value (Whether the $100K 1-Step Challenge is actually discounted by 20%):
Challenge pages banner
“20% Off Special deal on $100K 1-Step Challenge”
source
The promo landing page the banner links to
“One-time, non-refundable fees in euros with no percentage, no promo code, no struck-through price and no end date anywhere on the page: $10,000 EUR 79, $25,000 EUR 199, $50,000 EUR 319, $100,000 EUR 499 (labelled best value), $200,000 EUR 999”
source

What it costs you: The banner claims a fifth off; the page it links to shows a flat fee with nothing struck through, so there is no way to tell what the discount is measured against or whether it has already been applied. We have not derived a pre-discount price from the claim. Take the euro figure on the promo page as the price you will pay and treat the 20% as unevidenced until FTMO shows the original.

Open since 2026-09-08See all disputes

News trading

Primary source
±2 minBlackout window

You can trade news freely throughout the FTMO Challenge and Verification - the restriction only starts on a funded FTMO Account, and only on Standard accounts (Swing is exempt everywhere). On a funded Standard account you must not open or close a trade, or have a pending order/SL/TP trigger, on a targeted instrument within 2 minutes before to 2 minutes after a listed event. Positions opened more than 2 minutes beforehand may be held through it, and non-targeted instruments are unaffected.

Platforms

Primary source
MT4MT5cTrader

Change history

Sep 25, 2026MAJOR

Correction: FTMO's "$345" was a euro figure from a third party, and the fee we read is stated non-refundable

Our FTMO pricing summary said "$50K Challenge: one-time $345, no subscription or activation. The fee is refunded with your first payout once you become an FTMO Trader." There are three problems with that sentence. The $345 is EUR 345, not dollars; it is a third-party figure for the 2-Step from April 2026; and our own record carries an explicit warning that the tracked US dollar figure is not comparable to FTMO's euro prices. Printing a euro amount behind a $ sign is a sourcing error and a currency error at once. The refund claim is contradicted by the only FTMO page we have read first-hand. On 2026-09-08 their 1-Step promo page served the ladder in euros and stated the fees are one-time and non-refundable: $10K at EUR 79, $25K at EUR 199, $50K at EUR 319, $100K at EUR 499 and $200K at EUR 999. The summary now gives EUR 319 for the $50K 1-Step with that date, says plainly that the page states the fee is non-refundable, and notes that we hold no primary 2-Step price. We are not claiming FTMO refunds nothing anywhere — we are reporting what the one page we could read actually says. The absence of subscription and activation fees is downgraded from a claim to what the record holds: not documented on the pages reviewed. No structured value changed and the verification date did not move.

Source
Sep 13, 2026MAJOR

Correction: we said FTMO's own page gives two regular prices for one $100,000 account. It does not — the €499 belongs to FTMO's 1-Step ladder, and we withdraw the conflict

Yesterday we published, as part of our currency correction, that FTMO's promo page states two different regular prices for the same $100,000 two-phase Challenge: a struck-through €540 and a €499 in the two-phase table. That was our misreading, and we are withdrawing it. Re-read today, the page carries two separate ladders, each labelled by FTMO. The first is headed "2-Step FTMO Challenge": the $100,000 shows €540 struck through against a "Special Deal! $100,000 FTMO Challenge (FTMO Standard account only) for €439 – only if you don't already have one active". The second is headed "1-Step", badged "New": its $100,000 is €499, labelled "Best value". The €499 is the 1-Step price. FTMO does not give two regular prices for one product, and it was wrong of us to say it did. What stands from yesterday's entry is the part that mattered: the fee is denominated in euros, not dollars. No FTMO page has rendered a US-dollar price for this product in seven consecutive daily checks. Our tracked figure stays €540, which is the struck-through regular for the 2-Step $100,000 on FTMO's own page. The €439 is a conditional offer rather than a discount code — it is open only to traders who do not already hold an active Challenge — so we do not apply it to the ranked price.

Source
Sep 12, 2026MAJOR

Correction: we published FTMO's 100K Challenge fee as $540. FTMO's own page prices that exact product at €540 — the figure was right, the currency was not

Our offers row for the FTMO Challenge 100K has carried "$540" since 2026-07-24. FTMO's own promo page prices exactly that product — the $100,000 FTMO Challenge, the two-phase Standard account whose fee it calls a "One-time refundable fee" reimbursed with the first reward — in euros. The page serves a struck-through regular price of €540 against a special deal: "$100,000 FTMO Challenge (FTMO Standard account only) for €439 – only if you don't already have one active". The number we published was right; the currency symbol in front of it was not. On a site whose whole purpose is comparing true cost across firms, a euro price shown with a dollar sign gets compared against genuine dollar prices and understates what a buyer actually pays. We have corrected the currency and kept the figure at 540, because €540 is what FTMO's own page states as the regular price for this exact product. We have not converted it into dollars: a conversion is a computed number rather than a published one, and it would move every day. Two things stay open and we are not picking between them. The same page's own two-phase table serves the $100,000 at €499, not €540, so FTMO states two regular prices for one account on one page. And no FTMO page has rendered a price in US dollars in any of our last six daily checks, so there is no dollar figure for this product to source at all.

Source
Sep 8, 2026MINOR

FTMO banners "20% Off" on the $100K 1-Step Challenge while the promo page it links to shows no discount, no code and no original price — logged as a conflict

The banner on FTMO's challenge pages reads "20% Off Special deal on $100K 1-Step Challenge". The promo landing page it points at serves flat one-time fees in euros — $10,000 at €79, $25,000 at €199, $50,000 at €319, $100,000 at €499 and $200,000 at €999 — with no percentage, no promo code, no struck-through original price and no end date anywhere on it. So the page that should evidence the 20% is the page that does not mention it, and a reader cannot tell what the €499 is 20% off of, or whether it is discounted at all. We are not resolving this and have not derived a pre-discount price from the claim. Two things worth noting separately: these are the first FTMO prices to render in HTML in several runs, and they are in euros, so they are not directly comparable to the US dollar figure we carry for the 2-Step, which still serves no price at all.

Source
Sep 4, 2026MINOR

FTMO banners 20% off the $100K 1-Step Challenge — no code and no end date stated

A site-wide banner on FTMO's own pages advertises "20% Off Special deal on $100K 1-Step Challenge". No code, discounted price or end date appears in the served page text. The offer applies to the 1-Step line, not the 2-Step Challenge 100K we track, so our row is unchanged. FTMO's promo page lists the 1-Step $100K fee at €499 (one-time and non-refundable, unlike the refundable 2-Step fee).

Source
Sep 2, 2026MAJOR

FTMO launches FTMO Futures in beta: futures accounts on a monthly subscription from $119/month, with an end-of-day trailing drawdown

FTMO's own trading-updates blog dates the launch to 02 Sep 2026 ("FTMO Futures are launched"), followed by a "Futures Trading Update | 3 Sep 2026". The homepage labels the line "Beta Futures". The rules page prices these accounts as a monthly subscription rather than FTMO's usual one-off challenge fee: Growth $119/month (50K), $169/month (100K), $229/month (150K); Pro $139/month (50K), $199/month (100K), $269/month (150K). Profit targets are $3,000 / $6,000 / $9,000. Maximum drawdown is end-of-day trailing — Growth $2,000 / $3,500 / $5,000, Pro $3,000 / $4,500 / $6,000. Growth carries no daily loss limit in the evaluation; Pro has hard limits of $1,000 / $1,500 / $2,000. Consistency is 40% on Growth and 50% on Pro. Sim-funded profits split 90/10, with Growth able to withdraw 50% and Pro 100% of profit above initial capital. Resets cost $109 / $159 / $219. We record the launch at its own date. Note for cost comparison: a monthly subscription does not fit the one-off-fee model our true-cost ranking uses, so FTMO Futures is not comparable to the FTMO Challenge on price without a separate calculation.

Source
Aug 26, 2026MINOR

Correction: the 1-Step FTMO Challenge launched on 2026-02-06 — our 2026-08-04 entry recorded first detection, not the launch

FTMO's own blog post "Introducing the 1-Step FTMO Challenge" carries a publication date of February 6, 2026 (last modified April 20, 2026). Our 2026-08-04 entry presented the product as new at that time; it was in fact months old. The terms we recorded — 10% target, 90% split, entry fee not refunded — were and remain correct per FTMO's FAQ.

Source
Aug 26, 2026MINOR

FTMO runs a promo for the first time in our records: "20% Off Special deal on $100K 1-Step Challenge" — no code or end date stated

A site-wide banner — "20% Off Special deal on $100K 1-Step Challenge" with the CTA "Claim 20% Off" — appears on the homepage and on the 1-Step and 2-Step pages. No coupon string and no expiry are stated on any fetched page. Our tracked 2-Step 100K row is unaffected; its $540 fee could not be re-read today because FTMO renders prices client-side.

Source
Aug 4, 2026MINOR

New 1-Step FTMO Challenge: one phase, 10% target, 90% split — entry fee not refunded

FTMO's site now lists 'FTMO Challenge: 1-Step' alongside the classic 2-Step, flagged 'New': a single evaluation with no Verification phase. Objectives on FTMO's own page: 10% profit target, 3% maximum daily loss, 10% maximum loss, a 50% 'Best Day' consistency rule and unlimited trading period, with 90% of simulated profits on the FTMO Account. Unlike the 2-Step, the FAQ states: 'The entry fee is not refunded.' Prices for the 1-Step are not displayed on the page and could not be read from the checkout.

Source

Verifondeo verdict

B
80/100
Verifondeo verdict
Cost vs peers· weight 0%n/a
Rule friction· weight 36%45
Track record· weight 36%100
Status· weight 29%100

A score computed from four verified inputs — not an opinion. Weights are shown and it recomputes when the data changes.

Head to head

This firm against every same-market rival, rule by rule, with each one's true cost.