FTMO vs Funded Trading Plus
FTMO
Funded Trading Plus
Computed verdict
There isn't a current verified offer on both firms, so we don't call a cost winner. On the overall score, Funded Trading Plus comes out ahead (94 vs 83).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
Max loss is 10% of initial balance — static on the 2-Step and end-of-day trailing on the 1-Step — measured on equity, so floating losses count.
Express and Instant use a 6% relative drawdown trailing the CLOSED balance high (floating equity never moves it) that locks at the starting balance; the 2-Step Classic uses a static 8% on both phases.
Hard daily limit of 5% (2-Step) or 3% (1-Step) of initial capital, recalculated at CET midnight and applied to equity — touching it for an instant fails the account.
A 4% daily limit (6% on Instant) whose basis is in documented conflict between the prior day's closed balance and the higher of balance or equity, plus a hard 3% per-symbol daily limit on Classic.
The 2-Step has no consistency rule at all; the 1-Step requires your best day to stay within 50% of your positive days' profit to pass, never failing the account.
The Classic requires no day to exceed 35% of net profit in each step, and the funded account 50% per payout period — it never fails the account, only delays passing or paying.
Two phases: 10% ($5,000) in Phase 1 and 5% ($2,500) in Verification, minimum 4 days each; 10% ($5,000) max overall loss, 5% ($2,500) daily.
7% per phase ($3,500), no minimum days; static 8% ($4,000) max overall loss, 4% daily.
On-demand payouts from day 14 after your first trade, at a 90% split (1-Step) or 80% rising to 90% (2-Step), with the 2-Step entry fee refunded with your first withdrawal.
Withdrawals begin day 1 on Express/Instant then every 7 days; the 2-Step Classic pays every 10 days. The split starts at 80/20 and rises to 90/10 at 20% profit. Beyond that, FT+'s own channels disagree: the homepage advertises "up to 100% via add-ons", while the help centre's Profit Split article documents the ladder stopping at 90/10 and no 100% tier at all. Unresolved, and we do not pick a side — until FT+ documents it, treat 90% as the ceiling you can point to in writing and 100% as unconfirmed.
$50K 1-Step Challenge: one-time EUR 319, read first-hand from FTMO's own promo page on 2026-09-08, where the fees are stated one-time and non-refundable. FTMO prices in euros and we do not convert. We hold no primary price for the 2-Step and publish none. No subscription or activation fee is documented on the pages we reviewed, which is not the same as a confirmed absence.
$100K 1-Step Express: $549, read on Funded Trading Plus' own site. A second-hand table puts the $50K Express at $349. For Classic we hold only the ends of the ladder, $89 at $10K and $549 at $100K, so we publish no $50K Classic figure. Size-tiered codes run on their own pages: SIZE25 covers $25K to $50K, SIZE20 covers $100K to $200K. Recurring and activation fees are undocumented rather than confirmed absent.