FTMO vs Funded Trading Plus
Funded Trading Plus
Computed verdict
FTMO costs less per unit of risk: $54 vs $54.9 per $1,000 of drawdown. On the overall score, Funded Trading Plus comes out ahead (64 vs 61).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
Max loss is 10% of initial balance — static on the 2-Step and end-of-day trailing on the 1-Step — measured on equity, so floating losses count.
Express and Instant use a 6% relative drawdown trailing the CLOSED balance high (floating equity never moves it) that locks at the starting balance; the 2-Step Classic uses a static 8% on both phases.
Hard daily limit of 5% (2-Step) or 3% (1-Step) of initial capital, recalculated at CET midnight and applied to equity — touching it for an instant fails the account.
A 4% daily limit (6% on Instant) whose basis is in documented conflict between the prior day's closed balance and the higher of balance or equity, plus a hard 3% per-symbol daily limit on Classic.
The 2-Step has no consistency rule at all; the 1-Step requires your best day to stay within 50% of your positive days' profit to pass, never failing the account.
The Classic requires no day to exceed 35% of net profit in each step, and the funded account 50% per payout period — it never fails the account, only delays passing or paying.
Two phases: 10% ($5,000) in Phase 1 and 5% ($2,500) in Verification, minimum 4 days each; 10% ($5,000) max overall loss, 5% ($2,500) daily.
7% per phase ($3,500), no minimum days; static 8% ($4,000) max overall loss, 4% daily.
On-demand payouts from day 14 after your first trade, at a 90% split (1-Step) or 80% rising to 90% (2-Step), with the 2-Step entry fee refunded with your first withdrawal.
Withdrawals begin day 1 on Express/Instant then every 7 days; the 2-Step Classic pays every 10 days. The split scales 80/20 to 90/10 at 20% profit and to 100% (lifetime) at 30%, so the advertised up-to-100% is accurate.
$50K Challenge: one-time $345, no subscription or activation. The fee is refunded with your first payout once you become an FTMO Trader.
$50K Classic (2-step): one-time $319, no recurring or activation fee. One-step Express version at $349.