MyFundedFutures vs Topstep
MyFundedFutures
Computed verdict
MyFundedFutures costs less per unit of risk: $38.56 vs $47.5 per $1,000 of drawdown. On the overall score, Topstep comes out ahead (71 vs 62).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
Trailing drawdown of $1,000–$4,500 by plan and size — EOD on Rapid Eval, Builder and Pro, and intraday from the equity peak on Rapid Sim Funded — locking at starting balance + $100.
The Maximum Loss Limit trails end-of-day ($2,000–$4,500 by size), is monitored in real time including unrealized P&L, and locks once it reaches your starting balance; in the XFA every payout re-arms the floor at $0.
No daily loss limit on Rapid, Pro, or Builder 25k; only the Builder 50k has a $1,000 soft-pause limit that halts trading without failing the account.
Soft daily limit of $1,000–$3,000 by size, optional in the Combine and XFA (automatic only in the Live account), which pauses the session without disqualifying the account.
A 50% rule applies in evaluations (no single day may exceed half of total profits) and to Builder Sim payout eligibility; Rapid Sim Funded has no consistency rule.
In the Combine your best day can't exceed 50% of the profit target (exceeding it raises the target); on the XFA Consistency path no day may exceed 40% of total profit to be payout-eligible.
50K Rapid and Pro: $3,000 target, 2-day minimum. Builder 50K follows a milestone path.
50K: $3,000 profit target, no minimum days (can pass in 2), with a consistency rule (best day < 50% of target). Single phase.
Rapid pays 90/10 with payouts requestable every 24 hours, but only after clearing the required buffer (drawdown + $100, e.g. $1,100 on 25K up to $4,600 on 150K), so the first payout is a few days in — not 24h after the first trade. Builder pays in cycles at 80/20; Pro is bi-weekly (14 days) at 80/20.
Payouts from $125 after 5 winning days of $150+ Net P&L (or 3 days on the 40% Consistency path). The split is a dated cutoff, not a conflict: accounts opened before Jan 12, 2026 keep 100% of the first $10,000 in lifetime profits then 90/10; accounts opened on or after that date are a flat 90/10.
50K Rapid (most common plan): monthly subscription, ~$79/month promo vs $157 standard, no activation fee.
50K Combine: $49/month (Standard, plus a one-time $149 activation when funded) or $95/month (No Activation). Reset costs the same as the monthly sub. Frequent first-month promos.