Funded Trading Plus vs The5ers
Funded Trading Plus
The5ers
Computed verdict
There isn't a current verified offer on both firms, so we don't call a cost winner. On the overall score, Funded Trading Plus comes out ahead (94 vs 82).
The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology
Rule by rule
Express and Instant use a 6% relative drawdown trailing the CLOSED balance high (floating equity never moves it) that locks at the starting balance; the 2-Step Classic uses a static 8% on both phases.
A static 10% max loss from initial balance and a 5% daily limit anchored to the higher of the previous close's balance or equity — nothing trails, but touching either terminates the account.
A 4% daily limit (6% on Instant) whose basis is in documented conflict between the prior day's closed balance and the higher of balance or equity, plus a hard 3% per-symbol daily limit on Classic.
A hard daily limit on High Stakes, measured against the higher of the previous midnight's balance or equity — hitting it terminates the account. The5ers' own pages disagree on the number: the 2-Step Plan Rules & Specifications page (last updated 7 September 2026) and the Summer Plan page both state 3%, while the High Stakes general-rules page (last updated 10 August 2026) states 5%. Unresolved, and we do not pick a side. We publish 5% because it comes from the High Stakes page, but 3% is the safer assumption and the one to trade to until The5ers reconciles its pages. On a $100,000 account the gap is $2,000 of daily room, on a limit that ends the account.
The Classic requires no day to exceed 35% of net profit in each step, and the funded account 50% per payout period — it never fails the account, only delays passing or paying.
There is no percentage consistency rule, but each step requires at least 3 profitable days of +0.5% or more, which blocks one-day passes.
7% per phase ($3,500), no minimum days; static 8% ($4,000) max overall loss, 4% daily.
Two steps on the current High Stakes plan: 10% then 5% (a legacy Classic variant runs 8% then 5%), each needing a minimum of 3 profitable days, where a profitable day is closed net of at least +0.5% of the initial balance. Maximum total loss is 10% of the initial balance. The daily loss limit is disputed between The5ers' own pages at 3% and 5% — see the daily-loss section, where both positions are recorded and neither is settled. Inactivity: an account expires after 30 consecutive days without trading during evaluation, and after 60 on a funded account.
Withdrawals begin day 1 on Express/Instant then every 7 days; the 2-Step Classic pays every 10 days. The split starts at 80/20 and rises to 90/10 at 20% profit. Beyond that, FT+'s own channels disagree: the homepage advertises "up to 100% via add-ons", while the help centre's Profit Split article documents the ladder stopping at 90/10 and no 100% tier at all. Unresolved, and we do not pick a side — until FT+ documents it, treat 90% as the ceiling you can point to in writing and 100% as unconfirmed.
On the 2-Step, The5ers splits 80/20 and scales to 100% with a fixed monthly payout at high balances. On how much you need before you can be paid, its own pages disagree: the 2-Step rules page asks for $250 of profit, the withdrawals help page asked for $150. We record both and pick neither. What is clear is that there is a cap: $2,000 per payout cycle. First payout 14 days after the account is activated, then every two weeks.
$100K 1-Step Express: $549, read on Funded Trading Plus' own site. A second-hand table puts the $50K Express at $349. For Classic we hold only the ends of the ladder, $89 at $10K and $549 at $100K, so we publish no $50K Classic figure. Size-tiered codes run on their own pages: SIZE25 covers $25K to $50K, SIZE20 covers $100K to $200K. Recurring and activation fees are undocumented rather than confirmed absent.
$100K 2-Step Classic (8%/5%): one-time $179, and $149 for the 10%/5% tier — both read on The5ers' own pages on 2026-09-08. Smaller sizes are served by a dynamic pricing widget we could not read, so we publish no $50K price. No monthly fee, no activation fee documented, and no paid reset product: a failed evaluation means buying a new one.