Instant Funding

Both the flagship program and the GO program use Smart Drawdown — a -10% floor that tightens to a fixed -5%-of-starting-balance floor after a 5% gain; only the One/Two-Phase and Micro challenge programs use static 4-10% floors.

A hard daily limit of 2–5% by program on the higher of balance or equity at 17:00 EST, plus an extra hard rule: losing more than 50% of the day's allowance on a single trade idea also breaches.

Checked at payout: a 40% best-day cap on One/Two-Phase and a 15% best-day cap on IF Micro and IF1 (best day of total profit, not per trade); the flagship and GO have no consistency rule.

Single phase: 10% ($5,000), minimum 3 days; 8% ($4,000) max overall loss, 3% daily.

First payout at 14 days on the flagship (on-demand on challenges and Micro, from $25) at 80% upgradeable to 90% — the processing time is in conflict between 24 hours and 48 business hours.

$50K One-Phase: one-time $289, no activation.

During challenge Phase 1 and 2 you can trade news freely. Once funded - and on all Instant Funding / GO / Clarity accounts, which are funded from day one - you cannot execute in the 8-minute window from 4 minutes before to 4 minutes after a major release; market orders, pending orders and even SL/TP triggers are blocked there. Profit made in that window is deducted and you get up to two warnings before the third violation breaches the account, unless you buy the Major News Trading add-on.