Data verified with source and date
Verifondeo·verified prop-firm rules
All comparisons

Earn2Trade vs Topstep

Earn2Trade

Earn2Trade

Futures· United States· 2016
True cost
$85
Verifondeo Score
C57
Health
OK
Full firm page
Cheaper
Topstep

Topstep

Futures· United States· 2012
True cost
$47.5
Verifondeo Score
B71
Health
OK
Full firm page

Computed verdict

Topstep costs less per unit of risk: $47.5 vs $85 per $1,000 of drawdown. On the overall score, Topstep comes out ahead (71 vs 57).

The verdict is computed from verified data and recomputes when the data changes. It is not an opinion and no commercial arrangement alters it. Methodology

Rule by rule

Drawdown
Earn2Trade

In the Gauntlet Mini and Trader Career Path evaluations, an end-of-day trailing drawdown that adjusts at close, is breached intraday against open equity, and freezes at the starting balance (GAU50 = $2,000). Funded Live accounts switch to a continuous intraday trailing drawdown, and the largest Trader Career Path funded accounts use a FIXED minimum balance ($194,000 on the $200K, $388,000 on the $400K) that never trails.

2026-07-23Source
Topstep

The Maximum Loss Limit trails end-of-day ($2,000–$4,500 by size), is monitored in real time including unrealized P&L, and locks once it reaches your starting balance; in the XFA every payout re-arms the floor at $0.

2026-07-21Source
Daily loss
Earn2Trade

A hard daily loss limit including open P&L and commissions — touching it for an instant, even without closing the position, fails the evaluation. In the Gauntlet Mini it runs $1,100 (GAU50) to $4,400 (GAU200); the Trader Career Path starts lower (e.g. $550 on the $25K).

2026-07-23Source
Topstep

Soft daily limit of $1,000–$3,000 by size, optional in the Combine and XFA (automatic only in the Live account), which pauses the session without disqualifying the account.

2026-07-21Source
Consistency
Earn2Trade

A 30% rule in the evaluation only: no day may be 30% or more of total PnL (it never fails you, just delays passing); funded accounts have no consistency rule.

2026-07-21Source
Topstep

In the Combine your best day can't exceed 50% of the profit target (exceeding it raises the target); on the XFA Consistency path no day may exceed 40% of total profit to be payout-eligible.

2026-07-21Source
Target & min days
Earn2Trade

50K: $3,000 target against a $2,000 drawdown, no minimum days.

2026-07-23Source
Topstep

50K: $3,000 profit target, no minimum days (can pass in 2), with a consistency rule (best day < 50% of target). Single phase.

2026-07-23Source
Payouts & split
Earn2Trade

Weekly Wednesday payouts from $100 minimum net; the split is set by EACH withdrawal's size against your account tier's threshold: TCP 25K–200K switch from 50/50 to 80/20 at $1,500/$2,250/$3,000/$4,000/$5,000 (TCP 400K is a fixed 60/40), and Gauntlet Mini funded accounts GM50–GM200 at $2,250/$3,000/$4,000/$5,000.

2026-07-26Source
Topstep

Payouts from $125 after 5 winning days of $150+ Net P&L (or 3 days on the 40% Consistency path). The split is a dated cutoff, not a conflict: accounts opened before Jan 12, 2026 keep 100% of the first $10,000 in lifetime profits then 90/10; accounts opened on or after that date are a flat 90/10.

2026-07-24Source
Pricing
Earn2Trade

Gauntlet Mini 50K (GAU50): ~$170/month, no activation. Retries come with the monthly renewal.

2026-07-23Source
Topstep

50K Combine: $49/month (Standard, plus a one-time $149 activation when funded) or $95/month (No Activation). Reset costs the same as the monthly sub. Frequent first-month promos.

2026-07-23Source